Mutation is just one of the many mechanisms that are a part of the regulatory legal process to which those purchasing real estate have to maintain compliance with, in order to gain full ownership over their properties. This article is meant to offer those with little to no idea of what mutation is, with a comprehensive overview of the process. There are several processes that one wishing to own real estate has to fulfill, in order to gain complete ownership, real estate mutation happens to be one amongst them. 

The Definition

Every state in the county keeps track of every single land and property dealing that occurs within its boundaries. Records of each of these purchases are maintained which offer a clear indication of who the owner of the property is. They also help the owners by serving as legal proof of their ownership of a particular property or land. This is one of the main measures in place to help prevent fraudulent real estate dealings from taking place. Every time a property changes hands, relevant changes in the records about the new owner have to be made. This is what is referred to as mutation in real estate. Mutation also assists government bodies in fixing appropriate taxes for a particular property. 

Whose Responsibility Does Mutation Fall Under? 

Anyone who purchases a piece of land, a house, an apartment, or inherits a property has to see to the mutation of the property. When it comes to land purchases, mutation is an absolute must, owing to the fact that the buyer is not granted complete ownership unless and until this mutation is carried out. 

As far as apartment purchases are concerned, mutation is just a convention, because the complete transfer of ownership to the buyer is completed as soon as registration for the property is carried out. Albeit, when it comes to selling such property, the seller will have to demonstrate all documents prooving that mutation was carried out. These mutation related documents also come in handy when petitioning for power, water, and other services for a newly purchased property. 

The Process Involved 

It is the responsibility of the local municipal corporations to keep track of all land purchases and sales within an area. The offices of such corporations are where the process of mutation is carried out. 

These, however, numerous states across the country have made it possible for this mutation process to be carried out online through relevant portals that make it easy to upload pertinent documents and get them approved by the concerned officials. However, oftentimes, the finalization of the process requires a visit to the office. 

Necessary Documentation 

Although the necessary documentation for the mutation process of a real estate purchase to be carried out is entirely dependant on the state in which this property is, some documents are standard and are required everywhere irrespective of which state the property is in. These documents include  –

  • A Mutation Application Form, 
  • The Title/Sale Deed, 
  • An Affidavit Signed On A Stamp Paper, 
  • An Indemnity Bond, 
  • A Valid Aadhaar Card, 
  • Relevant Receipts For The Property Tax Paid Earlier On The Property,
  • A Copy of The Will / Succession Certificate / Death Certificate Of The Owner Of The Property

The Charges Involved 

The charges imposed by the vast majority of municipal corporations in charge of carrying out the real estate mutation process are very menial. Depending on the state in which the property is, the charges might range anywhere from twenty-five to a hundred rupees, at most. 

The Officials Involved

Once a buyer approaches the offices of a municipal corporation, holding the pertinent documents and wishing to carry out a mutation for his/her property, the request is initiated. 

Upon the initiation of the request, an official is dispatched from the office to the address of the property in question to conduct a check. 

As soon as the official returns to the office attesting to the fact that all details within the documents submitted are true and authentic, the documents signifying the mutation of the property in question are issued. 

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